CIBC Global Money Transfer has no fee for CIBC customer and only foreign exchange conversion applies. With CIBC NofeeGMT, CIBC doesn’t charge the recipient fees for receiving money. However, there is no guarantee that the recipient’s financial institution will not levy more fees or service charges. As long as recipient’s bank name and account number are correct, the funds will arrive safely and be deposited directly into his or her account. The best part is majority of funds are delivered to the recipient by the next business day. You can easily send money from your Canadian or US dollar chequing and savings accounts, as well as personal lines of credit.
Sending cash overseas has always been a nightmare. The last time I tried to send money to Bangladesh, I spent an hour at the branch and paid expensive fees. The Banking Institution I used didn’t know where my money went for 3 months before they returned my money. That cost me a lot of time, headache and almost lost a relationship.
I work a lot; It is hard finding time to go to the bank to send money. I have a lot of family all around the world, my father is still in Vietnam and sending money back home has been extremely nightmarish and expensive. [Read more…]
Follow my blog with Bloglovin
*Disclosure: I am participating in a sponsored campaign hosted by Puerto Vallarta Tourism Board and I received compensation for this post, however, all opinions expressed are my own.
Food is everything for me. It was my first love. I was raised to be an adventurous eater. I eat everything from street food to fine dining. Whenever I travel, I love walking around and discover new food. When my friend Rossana told me about food lover’s paradise, Puerto Vallarta, I knew I have to visit the city. The city offers all types of culinary experiences from family-run taco stands and sidewalk cafes, to award winning restaurants. [Read more…]
*Disclosure: I am participating in a sponsored campaign hosted by Quito Tourism Board and I received compensation for this post, however, all opinions expressed are my own.
When I travel, the first thing I look up is food. It is hard to enjoy a beautiful place if I am hungry. There are so much history and culture hiding behind all the delicious dishes. I learn something new after each bite. They are delicious stories that I want to taste. Food is part of the travelling experience that most people forget. What is the point travelling around the world and eating at McDonalds? You haven’t had the real travelling experience unless you taste authentic food. [Read more…]
Women and men run businesses differently. Men run businesses with their brains. Women run businesses with their hearts. Women make it happen by sharing the love.
We create love.
And I learned that lesson from my dear grandmother.
My mother told me she has learned a lot more from her mother-in-law than her own mother. My grandmother passed away when I was a toddler, I don’t remember much about her. My mother shared with me a few lessons she had learned from my dear grandmother.
Before the U.S. embargo on Vietnam was lifted in 1994, everybody in Vietnam was struggling. Inflation was very high, most people barely made enough money to cover living expenses. My mom told me her salary was not enough to pay for gas. My entire family depended on my grandmother’s tiny little pharmacy. Our house was on a small lane and very close to a big hospital. People would pass by many pharmacies on their way to our house. But my grandmother had never had a problem finding customers. Why would anyone go into a small lane to buy medicine instead of just dropping by any drug store on the main street? My grandmother had some business secrets. [Read more…]
Dear my future husband,
If you love me, don’t give me a diamond ring.
I believe that it is necessary to have some kind of down payment for people to take the relationship more seriously.
Marriage is a business even people hate to admit it. Remember, you have to sign a contract.
If you propose and run away with your love at first sight new girlfriend, sorry you won’t get back your engagement ring. That is the price you will have to pay for wasting the valuable time that I won’t be able get back, ruining my reputation and breaking my heart.
If you don’t break your promise, you won’t lose anything. It is a fair game. I am expensive and every girl should be too. [Read more…]
When I started blogging, I asked myself, “Do I need a DSLR camera for blogging?”
All my fashion blogger friends swear by their DSLR, and they all told me to get one.
If there is an Elle magazine for fashion blogging, a DSLR will be in the must have list. It is a necessary like the 50 shades of pink POI nail polishes. Back then it made a lot of sense to invest in one.
One day I was trying to find room for a gifted unwanted dress, it made me think. If I don’t let my friends tell me how I should dress, why would I let them tell me what I should purchase?
Listening to the people who sold their souls to companies for invitations to exclusive parties or a free dress tell you what to buy is never a good idea. I am too poor to listen to my friends.
Like most girls, I would love to to have Carrie Bradshaw’s lifestyle in Sex And The City. Who doesn’t want a beautiful Upper East Side apartment with over 100 pairs of designer shoes in a big giant walk in closet?
Her life seems so wonderful: writing for a famous column, partying at the most exclusive parties, wearing designer clothes from head to toe and dating a millionaire.
It is beautiful, but unrealistic.
As a blogger, I know most writers don’t make a lot of money from writing, Or else every journalist and blogger would be a millionaire.
Life is not Sex and The City, and most of us cannot afford to visit Barneys, Bergdorf Goodman or Saks every other day. If Carrie Bradshaw lived in our world, she would be in serious debt and she might need to write a frugal blog instead of a relationship column.